????:1???????????:??????????

2???95??

3???????

4??????????

5?????

???????????????????? ????????????????? ?

7????????????25??????????,???????????????????????????,??????????,??????????????????????????

???????????????,??????????????,????????????????????1.35%?1.45%?1.75%?1.80%?

«????»??????????,?LPR(???????????)??????,???2?20?????7????22??????????????,??,???,??,???????????????

?

7?25??????,????????????,????????????????????????????????????????????1.35%?1.45%?1.75%?1.80%?(????????????????????????1.45%?1.65%?1.95%?2.00%)?

?????,???????????7??????????????25??,????????????????????????????????????10?,????1.05%?1.25%?1.35%;????????????????????????????20?,???1.45%?1.75%?1.80%???????????????????10?????,?????????10??????

????,?????,??????????,???40?????????????

7???????????24???????,?????????????????,??????????2024??7???????????????25?????,???????????????(???????????)???????????

????????,??????????????2.2%?????????????2%;?????????????2.5%?????????2.2%;?????????2.85%?????2.5%?

??,????,???7??????????????????23????????,?????????,???????????????????2.2%?2.5%????????????????2.6%?

???,??????????????????????????????????,??????

??????????,???7?23??,????????????????1???????????????????1????????1.95%?2?????2.15%?3?5????????2.45%,???????3??2.60%?5????2.65%?

??????,??“????????????????”???,?????3??????????????5??3%??????????????????????????,??????????

??

“2022????????,3??????3.25%,????????,???????????”?????

????????,???????????,??

“?????????????????,??”??,??,???????????????,??,????????

“???,???????????????,???,???????????,?;????????????,???”??????????????????

????????,???????????????????????????????????,????????,??????????????????????????1.54%,???15????????,?1.8%????

?,??LPR?????????,????????????????????,??????

“????????????????????????????????????????????????,???”????,???????,????? ????:?????