???????????3% ??????

????:?????:??????????

???????????????11??22???????? (????????? ???)??A??????????22?????????????(??)?,????????????????,?,???3%,?3300????????????

????????????,?3267????????,???????????????3.06%;??10438????,????3.52%;???????2175?????????????,?????3.99%?

??,?????????????????????,A???????????????????????????;???????,??????????,A???,?????,??????,??????????????????3300?,???

?,??????A?????,???????????????,??1.95%,??A??????,????????????????????(?????10%)?

?,??22??????????,????????????????????????????????????????????????,??,??????????????????(?????????) ???????????:?????