??????3% ???????????

????:??????:????????

????11??22????????????? (? ??)??????????????A?22?????????????(??)?,????????,???,?3%,???????????3300??

?????????????????,????3267?????????,??3.06%;???????????????10438???????,?????????????????3.52%;??????????????????2175?????????????????,????????3.99%?

?,?,A???????;??,??????????????,A?????,??,???????????????,???????????????3300??????????????????,?????????

????,????????????A??????????,????????????????,??1.95%,?????A?????,????????????(?????10%)?

???????,??????????22???,????????????????????????????????????????????,?????,??(??) ?????:??????????