???????????3% ??????

????:???????:??????????

??11??22??????????? (???????????? ??)???????????????A????????????22??(?????????????????)??,???????,???,??????????3%,?3300??????????????????

????,?????????????3267?????????,???????????3.06%;??????????10438?????,???????????????3.52%;??????????????2175?????,???????3.99%?

?,????????,A????????????????????;?????,?????????,A?,?,?????????????,?????????????????????3300??????????????????,???????????????????

???,??A?????,?????????????,????1.95%,??????A???????????????????,????????????????????(?10%)?

???,??22??,????????????,?,????(?) ???:??????????????