????:1??????????:???????????

2???????

3?????QQ

4?????200??

5???????

7????22????,???,1???????(LPR)????3.35%,5???LPR??????3.85%,????10???

??????????????LPR????????2????,5????LPR????25?,????????????????5?LPR??????????????????????35??

???100??????????????30????????????????,?????????LPR????????????????10????????,????57.3???????????????,???30??????????????????????2.1???????????

???,5??????????????LPR???????????????????5??17???????????,????,??????????????????????6?,????3.45%,??66????????????,??17????,??

?,5??????????LPR??35???????????,????????,??????LPR??????????,????????????????,???????????????????100????30???????????,???200???,???????7??????????????

????????????????????????,????????,?LPR????,???????????????,????LPR???

??????????????2024?????????????,??,??????????LPR??,??????????????????????,??LPR??????,??????,????????????????,LPR????

“????????????,????????????????,LPR????????”??????????????????,LPR?????????????????,????,????????????

???????,?????(?“??”)?????,???????????,????????????,?????7????????????????????????????????,??????,????,????????,???????7????????1.8%?????1.7%??????????????????????7?2023??8???

?????,7?????????,????????????????,???????????7???????????7??????10?????????,???????,????

??????????????

LPR???????????? ???

??????,LPR?????????????????,LPR??????????????????????????,?????????,????,??,??????

1.???

????,LPR???????????????,??????????,??????????,????????????????????LPR????????????????,????????,???????????,???????

2.???

????????????????????????,??,????????6?????????,????3.45%,????????????66???????,????17???,??????????????????????????????,5???LPR???????????35????,???????,????LPR?????

3.??7????????,??????????????

??????????,????,???,??????????????????????,??????????????7???????????,???????????,???????;???,???????

??????????,?????????????,?,????,????????7???????,??????,??;????????????,?????,????????,????????????????,?????????????????

?????????????,????????????????????,??????????,?????????????,??????????????????????????

??????????????????????? ???:???????