????:2024-08-12 01:35:39 ??:????
????:????????:???????
?????????8??11??? ???????:??????????:?????
??? ????????????
“????????,???????????????????,???????????,??????????????”??????????????????????,?,?????????????????,?,?????????????,???????????,???????????
????????????,???????????????1992??????????,???????????????(IBM)????????,????????????
1997??????????,?????????(FISM)??????,???????????,??????????????“???”????????????????????
?,?????????????,????????????????????????????????????????????????????????????,“??????????,?????,????????????????????”?
“?1992??,?????????????”??????????????,????????,?????????????,??,“????,?,???,??????????”?
???????????????????????,??20??90???????????????,????????????????????,?????????????????????
??
“??,??????,??????,?????????”????
?????????????,??????????????????
“???????????????????,?????????????”?,???????,??????????????????,????????,???????????????????(???????????????)
???????????:???????