??????3% ???????????

????:?????200????:??????98

??????????????????11???22?? (?? ??)???????A??22????????(????)?,?????????????,???????????,????????????3%,?3300??????????????

????????????,??????????????3267?,????3.06%;????10438?????????????????,?????3.52%;?????2175?????,?3.99%?

???,????????,A??????????????;??,???????????,A??????????,?,???????????????????????????,???3300?,????????????????

?????????????,?????????????????A???????,?????????????????????,?1.95%,??A???????????????????????????,?????????????????????(??10%)?

?,??22??,???????????????????????,???,?????(?????????) ???????????????:?????