??????3% ???????????

????:??????:???????95?98??

???????11?????????????22????????????????? (? ???????????)??????????A?22?(??)?????????????????????,?????????????,????,?????????3%,?3300???

????,?????????????????3267???,??3.06%;??????????10438???????????,?3.52%;?2175?,??????????????3.99%?

????,????????,A?????????;?????,?????,A???????????????,???,???????,?????????3300??,????

???????????????,???A??????????????,??????????,?????1.95%,????????????A??????????????????,????????????????????????????????????(???10%)?

?????,?22??????????????????,???????????????????,?,???????????(????) ??????????????:???