??????????,???????????

????:???????????:????????????

??????!??,?????

??????? ???:??????????

????6?????????26??,???????????????????????????????????????,??????????????,??????????????????????????????????,????????“?????????????”???

?,“517”????????,?????????????

????,?????,?????????????30%??20%,?????????????????????????35%??30%?

???????????????,?LPR+10BP?????????????LPR-45BP??????????????6?20?????????????5??LPR??????????????(3.95%),??3.5%?

????????????????,??LPR-5BP,???????????????LPR-25BP,????????????3.9%?3.7%?

???,??????????,???????????,????????????????????,??????45~55?????,????65~80????,???????????????????10????,??????????????10~15?????????????,??????

??5???????27???????,????????????,“??????????????”??????????????????,??????30%??????????20%,??50%??????????35%,?????????????????40%?????????????30%;???????????LPR-10BP(3.85%)?LPR-45BP(3.5%),?????????????LPR+30BP??LPR-5BP(3.9%),?LPR+20BP??????????????LPR-25BP(3.7%)?

?,????,??,?4??30???????,?????????????????

??????????????????,???,????????????????????????????????????????,????,??,?????????????????????“517?????????????????”??????,?????

????,????????????,?????????????????“????”“????????????2000??”??????????????,????,??????,??300?????,????????500??????,???

?????,???????4????????????,??????“??”?,??,??????????4???23????????????,???????????????????,????,????????,???

??????,?????????????12??,??????????????????????,??????????????

????????????????,??“517????????”,????,????,???????????,???????

????,????300??????30???,???????????4.05%????3.5%,?????????33.76???????????????????;????????????938????????????????????????500??????25???????????,???4.55%??????????????????3.9%,????????????54.5?????????????,???????1800????????

??,???????,“517??????”???????????????????????,??????????????????????????,??????????,????,???,?,??????????,???????????

????????????“???”???????????????????,??????????????,???????,???“?,???,???????,?????,???????????”???????????,????,???,?? ??????????????:???????????????