???????????11??????5?????????????? (????)??,????????????????????????????,????????????????????????????????????????????????,??,????,???????

??5???????????????????????,????,??????????????????????????????????????????,???

????????? ???????????

????????????,?????,??????????????????????,??????????;?????????????????????????????????,??????????????????????????

???????,?????????????“??????????????????+???????????+N”??????????,???????,?????

??????,??????????????,????,???

???????????????????? ??????????????? ???????

?????????,“?????????????+???????????+N”????????,??????????????????????????????????????????????????????????9????(?)???????,????,?????????????

“???+??+N”?????,????“????”,????????????????,???,?????????????2.34%,???

?????,???????,??“??????????????????”????,?????,??,?????????30800????,?????376??????????;??????“?”???????????,??2023????????,???????????????????66557?????

??? ???“???????????”

??,?????????????????????????,??,????

??2023???????????,???355???????60?????????????71????????,??????20%,????????????????,???«???????????»????????????,?9????????????????????????,???

?????????,?????????? ???? ?

??????,??,???????????????,????,?????,????,?????????,“?????????,????????????”

???,????????????“??”,??????????????“????????”????,??????????,????,???????????,??????????????????????????????,??????688????????,???1.7???

?????????????,????????,???????????????????9?????,???60???????????????????40???????????????,???????

“?????????????”?????????????????,??????????????????????????????????????????????? ?????????

“?????????????”?????????,???????????????????????????????????????“??????????????”????????????,??(???)

???????????????????:???????????????? “???app?????”????

?? ???????:???? ???????

????:1????app?????:??????????

2????????????

3?????

4???????????

5????app

???????????11??????5?????????????? (????)??,????????????????????????????,????????????????????????????????????????????????,??,????,???????

??5???????????????????????,????,??????????????????????????????????????????,???

????????? ???????????

????????????,?????,??????????????????????,??????????;?????????????????????????????????,??????????????????????????

???????,?????????????“??????????????????+???????????+N”??????????,???????,?????

??????,??????????????,????,???

???????????????????? ??????????????? ???????

?????????,“?????????????+???????????+N”????????,??????????????????????????????????????????????????????????9????(?)???????,????,?????????????

“???+??+N”?????,????“????”,????????????????,???,?????????????2.34%,???

?????,???????,??“??????????????????”????,?????,??,?????????30800????,?????376??????????;??????“?”???????????,??2023????????,???????????????????66557?????

??? ???“???????????”

??,?????????????????????????,??,????

??2023???????????,???355???????60?????????????71????????,??????20%,????????????????,???«???????????»????????????,?9????????????????????????,???

?????????,?????????? ???? ?

??????,??,???????????????,????,?????,????,?????????,“?????????,????????????”

???,????????????“??”,??????????????“????????”????,??????????,????,???????????,??????????????????????????????,??????688????????,???1.7???

?????????????,????????,???????????????????9?????,???60???????????????????40???????????????,???????

“?????????????”?????????????????,??????????????????????????????????????????????? ?????????

“?????????????”?????????,???????????????????????????????????????“??????????????”????????????,??(???)

???????????????????:????????????????