????:1??????v:????????

2?????

3?????????

4?????????????

5?????????????

????2????21???????? (??? ???)??????(National Association of Realtors)??21??????,????1?????????????408??,??????????????4.9%,??2%,??????????

?????????????????????,1?????????????39.69??,????4.8%,????19??????????,1???????118????,??3.5%,??16.8%????????,??????3.5????,??5??6????????

?????????,?????????2022???,????????,?????2024????????????406??,??1995??????????

????????????,????????,????,??,????????????“???????”????

?(Freddie Mac)20?,???????????30???6.85%?????????????30????????????6.87%,???????6.9%?

??????,30????????????2025???6%??????(????) ?????:???