????:1??????:??????

2???95?

3??????????????

4??????

5?????????

?2?6?? (???????????????? ???????)????????????(Freddie Mac)????????????6???,???????????30???6.89%,???????????

??????,????????????30???????6.89%,??6.95%,??6.64%?

??10??????????????10????????????4.79%,??????,6??4.43%?

?9??????????,?????30??9???6.08%,???

?????,???“???????”,??,??????????????,??“???????????????”???,30???????????2025???6%??????

??????????????,2024?????????????????????406???????????????????,????2023???0.7%,??1995????????

???????1?29??????,??,??????4.25%???????4.50%???,????“??????????????”??????????(??????????????????) ????:???