??�?????????�????

????:????????:?????????

??2?????????21??? (???? ?????)???????(National Association of Realtors)???????21???,????????1?????????????????????408???,????4.9%,????????????2%,?????

????????????,1???????39.69????????,??????4.8%,????????????19?????,1????118???????????,????3.5%,????16.8%?????????????,????3.5????????????,???5????6???

???,??2022??,??,???2024??406??,????1995??????????

????????????????,???,??,?,??????�????????????�???????

????(Freddie Mac)20????????,?30??6.85%?????30????6.87%,?6.9%?

?????????????,30?????????????2025?????????6%???????????????(???????) ?????????:???