????:1?????????:?????

2???????

3???????

4?????

5???????

????2???????????6??? (???????????? ??)??(Freddie Mac)??????????????6??????,?????????????????????30???????6.89%,????????????????????

???????,???????30???????????6.89%,??6.95%,??6.64%?

???10?????10?4.79%,????,6???4.43%?

??????????9???,????????????30??????????????????9???6.08%,??

??,???“???”,??,???????,?????“??????”???,30??2025?6%???????????????

???????????????,2024?406?,??????????2023????????0.7%,?????1995?????????????

???????1??29????????????????,?????,??????4.25%?????????4.50%?????,?“???????”???????(?????) ?????????????:???????????????