????????“????”,??????

????:????VX:??????

?????/??????????

2025???????????,?????4.25%???????????????4.5%????,???????????2024???????9????????????

??????????????,?????????????,????????,??????????????????????,?????????????

?,??,????“??????????”????,???“??????2%????????????????”?????,??????????????,??????“??????”??????

???????????,????????????????????,?????????2%?“??????????????”???????????????,??

?,?,?????????,??????????2%?????????????????????????????,??????????“???,???????”?

?,?????????“??,??????????????????”

?????????,?????,???????????????????????????,????

???????????,?????

??????????????,?????????????????????????????,??????????????????,???,?????????????,????????????????,???????,?6???????12????????????25???,?????????2026????????????????????,??3.5%????????3.75%?

?????????????,????,2025????CPI?????????3%;??????????????????,?????????????????2025???1??????????????2?????????,?????????????1??????????,???3???

“??????????????,??????‘????????’,????????????????????”????,?????,??????????????“?????”,????,?????

?????????????,????????,??????????????,?????,??????????3?????????????????????????????????,3?????????????,???? ????????????????:????????