????:1????????????:????

2??????

3????soul???????

4???????

5?????????

???????2???6? (??? ????????)?????????????6?????25????????????????,????????????????4.5%,??????????

????????????????????????????,??????????????,????????????????????????????????

??,?????7??????????2??????????????25????????4.5%?????,?????????4.25%?

????????11????????????,???3.7%???????????????,??2.8%???????????,?2027????,?????2%??????

????????,????12????????2.5%,??2%??????????????????????,???????????????,?????(?) ???:?????????