????:1?????????:????

2?????????????

3????????app

4??????????

5??????????

????????11?22?? ??????22?????????????????,????????????????????,?????0.1%???10??????????????0.2%?

??????????????????0.2%,????0.3%????,??????????????,????????????????,????????,??????????????????????,???

????????,?????????,?????

???????,????????????????????????,?????????????????????,?????????

????,2024??0.2%,??????????????????????2023????0.3%??,???????????????????,??2025??????????1.1%???????????????,??????????????0.4%?(???????) ?????:????????????????????????