????:1????98??:????????

2???????

3??????????

4??????

5?????V

?????????????2????????????21?? (?? ???)??(National Association of Realtors)??21????,????????????1????408??,????4.9%,???????????2%,??????

????????,1???????39.69????????,??4.8%,????????19?????????,1??118????,?????????3.5%,???????16.8%????????,?????3.5????????????????????,????5????6???????????????

??,???2022??,????,????2024????406??????,??????1995?????

????????????????,???,??,??,?????????????????????“????”?????

?????????(Freddie Mac)20???,??30?????????6.85%??????????30???????6.87%,????6.9%?

?,30????????????2025????????????6%??(?) ?????????:???????