???????????5.75%??

?2?????????????????19?? (???????????? ??????)?19?,?????????5.75%?????????,???????????5%,?????6.5%?

????????????1???????15????????????????,???????????25????????????5.75%,?????????????5.75%??,????????,????????

?????????????,??????2025??2026???,??2.5%±1%????????????????,????,??,???????

????????,???????????,??????????????????,?????????????????,?????????????,???,???????????????(????????) ???:??????????