????1????4.9% ??19??????????

???????2??21????????????????????? (???? ?)?????????(National Association of Realtors)????????????21??,????1??408?????????,???4.9%,????????2%,????

??,1?????39.69?????????,????4.8%,????19???????????,1?????118?,???3.5%,??16.8%??,???????????3.5????????????,????????????5?????????????6?????

????,??????2022????,????,??????????2024????????406????????????,??1995????????

???????????????,???,??,??,??“??”???

????????(Freddie Mac)20??,??????30????????6.85%?????30?????????????6.87%,??????????????6.9%?

???????,30??????2025???6%????????(????) ?????????????:???