????????3% ?????

????:??????:??????

???????????????????????,???????????,???????????,?????????????1????????8??,?????????????,????????????????????????????,????????????????????????????????????????,?3????????2%,??????3???????????2.95%??????,“?????????,?????????,???”?

??????

??????????????,?,?????????1??????8?????,???????????????????,?,?????????????????????????????????????????????????????????????????????????????????????

“20??????????????????????,??????,???????,??????????”,1??????????8?????????,??????????«??????????????2025??????????????“??????????????????????”???????????»,??1??????3????????,???????????????1.65%?2.2%,??????????????????????????100???????????????,??1.65???????????????6.6??????????,?????????????1?????????3000????3????????????????2000??????????????,?????????,?????????????,????

???????????????????????????????2025???????????????1??????????????????(?????????????????)??,3??3000??????????,????????,20????,????????2.2%?

????,??????,????,?????????????,???????????????????????????????????????????????????3???????????????????3?????????????????????

??????????????3????????6????????????1?????????????????2????3?????????????,???????1.35%?1.55%?1.65%?1.75%?2.2%;???????????2025????,20?????????????????????????,???1?????????,??????,?????????????????,?????,?3?????2.6%?

????????,??????????????,?????????????????????;????????????,?????,?????????????????????????,??????????????????,??????????

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??,??????1?????????8????,?????????????????????,????,???

???????????????,??2025????????????1?3?????????,???????1??????????2????????3????,????????2.1%?2.4%?2.95%,??????????20?????,“???2.95%??,???????????????????????????,???????100??,????????????????????20????????,??????????????????????80??????????????????????????????,?????????????????,???????????”?

“?????,3???????????????????2.45%,??”,??,?????????????????????????,???????

“????????”,????????,“????3????,????????????2.15%?”??????????,??7000????????????,????????,????????????????????????,“3??????????2.6%??,????????????,???????,?????????”?

??,????????,???????????2%????,?????,????????????????????????,????????????????,?????????????????,????????????,????

?????????360??,??????,???????????????????????????????????????????????????,???????????????????????????????????????,????????,??,???????????????????

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??,???????????“?????????,????”??????????,????????????,??????????????????????????

?????????,?,???????????????????????????,????????????????,??????????????,??????,??????,???????????,???,???

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