????:1?????:????????

2??????

3?????????????

4?????????

5???????

???????????2????????????21???????????? (????????????????????? ????)?????????(National Association of Realtors)?21???,????1??408????,???4.9%,??2%,???????

????,1????????39.69?????????????,??4.8%,???19????????????????????,1???118??,???????3.5%,?16.8%??,????????3.5???????,????5???6??????

????,??2022??,??????,???2024????406????,????1995?????????

?????????????????????,???,??????,??,????“??????”?????????????

??(Freddie Mac)20????,???????30??????????????6.85%???30?????????6.87%,?????6.9%?

??,30?????????????2025??6%??????????(????????) ????????:????????