????:1???????:?????????

2????????????

3????????

4????????????

5?????????

??????2?6??? (? ??????????)????????????????(Freddie Mac)??????6?,????????????30??????????????6.89%,???

???,??30?6.89%,??6.95%,??????6.64%?

??10?????????????????????10????????????4.79%,??????????,6??????????????4.43%?

?9??,??30???????9?????????????????????6.08%,???

???????,???“???”,????????????,???,???????“?????”??????,30????????????2025???????????6%?????

??,2024???????????406???????,??2023??????0.7%,??1995????????

??1???????????????????29?????????,??,??4.25%?4.50%??????????????????,???????“?????”?????(???) ???????????????????:?????????