????:1???????:??????????

2????95,98?

3??????????

4?98?95???????

5???95??

??2??????????7?????????????? ?????????:???????????????(???????)7??????????25????6.25%,???

???????????????????«????»????????????,????(Sanjay Malhotra)7?????????,?????25?????,????????6.5%?????????????????????6.25%?

?,?????????????????2020??????5????????,????

??????????????????????«??????»??,????????????????????????????????????

????????,????????????,????????????????????,????(4%)?????????,??????

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?,?????????????????????,???????????(???????????????????) ??:????