??�????????�

????:???????????:????????

????12??20?? (??? ??)20???????,?????????????????(LPR):1????????LPR??3.1%,5????????????LPR?3.6%,????????????????????????LPR?????????????????????????????????�???�?

???????????????12???LPR?????????,????????????????,???LPR??????,12??,?7???????????????????????????,10??LPR?????25????????,?,????????????????????12?????,?????????????LPR?????

?,�?????????????????????????��????�?

??????2025??????????????????????????????????????????,??,???????,??????,?LPR????????????;????,??????????,???,????????????????

???,?,??????????????????????????????????????????,?????????,???????????????????????????,???????,????,??????LPR????????????????(??) ??:?????