????:1??????soul????:????????????

2?????????

3???????

4???????????

5??????????

???,????,???????????,?????????

??????“??”

??????????????,??????????,??????????????????????,?????????13???,??3??????????,???????????27???

??? ???????????:???????????,??1000????????????????,?????????????????3000???

??????,?????????????,????????,???3000??????21????????????????????????,????????????,?????????????????3.5?????????????????

???????? ?????????:????????,?????,??????????,?????????????

??????????????? ????:????????????????????,????;????????,????,???????????

??????,??????????????????????,?????????????????????????????????10??????,????

???????????????,????,?,???5000????,????????????,???????????????4000????

???????????? ????????:??????????,????????????20??????????????,??????????,??????,????????????????????????????

????????????? ???????????????????????

??????????????????,???????????????????????????????????“????????????????”,?????,???

??,????“???”??:

??????????????????,????????????;

???????????????2000?????????;

????;

???????????????

?????????????????,11????????????,????4.25?????????,????13.2%;??????????32.21??????????????,??14.3%?

?,???“??????????????????????”????“??????????”,????

?? ?????????????:“????”????????????,???????,????????

? ??????

????,??????????????????,?????,????????????,??,?????????????????????????

??,??????1000????????????,??????

??,??????????????????????????,??,??????????150??,??????????????????1500??,???

????3????????????,???

??? ????????????????:????????????????????????????1500???,????????????LPR(??????)?,??????12?????????,????,????22??????????????

????,11???????????????????????????,??????????????????????3.45%,??36????,??

??,????????????????:

1????????????????0.25????????;

7??????????????????????????9????7??????????????????????0.3????????????;

?????????????,???LPR????????????????,5??????????????LPR??????????????60?????????;

????????????1??,???????2?????????????????;

?????????????,????,????????????????

??,??????????????????300?????

?????????? ????:?????????????????????????,????????????,???????????????????,??????????,???????????

???? ???????????

??????????,?????????9????????,???????????“??????????????”???“???????”“?????”??????????????,????????????????????????????????,?????????

????????,??????????????????????????,???????????????????,5000???????1.5????????,????????????????1500????????????

????,????,???????????,??????,???????????????60?????????????????1?????????

????,??????????,????????????,???????????,????????????

?????????????????,???“??????????????????????????????????????????”,??????????????????,?????????????????????????????????????,???????????????????,????

?????????? ???:???????“?”????,?????,??,?????????

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