??????????1????4.9% ????19??

??2??21???????????? (??????? ????????????)???(National Association of Realtors)?21????????,????????1??408??,?????????????4.9%,????????2%,?????

????,1????39.69?????????,?????????4.8%,?19??????????????,1??118????,??3.5%,??????????????16.8%????,????3.5???????????,?????????????5????6??????????

??,??????2022??,???,???????2024??406?????,?1995?????

???????????,???????,??,??,????????????“??”??????????????????????

???(Freddie Mac)20????????????,???????????30????????????6.85%????????30??????6.87%,????????6.9%?

????,30?????2025????6%????????(??) ????:????