????:1???????????:????????????

2????????

3?????

4?????????

5?????

?????????2????????21?? (???????? ?????????????????????)??????????????(National Association of Realtors)????????????21?????????????,???1????????????408?????????,????4.9%,?2%,?????

????,1???39.69??,?4.8%,??19?????????,1?????118??,??3.5%,??????16.8%?????,?????3.5?????????????????????,????5???????6???????

??????,??2022??,????,???2024???406???,???????1995????????????

?????????????????,?????????,????,????,????????????“??”???

?????????(Freddie Mac)20???????,??30??6.85%????????30???6.87%,????6.9%?

??,30??????2025????6%?????????????(???) ?????????:?????