??????????????4.36??

????:??????:???95?

???????2??????????????6??? (??)?????????????6?????????,?????????????,????4.36?????????,??5600??????????,????“?”???????

?????????????,??????,?????????,?????????????,???????????????????,??????????????????????????,????

??????????????,?????????????,????????????????3%?????????????,?????????????????????????????

????????????????,???,??,?????????????????????????,????,?????,???1000??19.4%?(?) ???????????:???????????