(????)?????“????”,?????????

?1????????????30?????????? (??? ?????????????)2025???29?,????????????4.25%??????????????4.5%???,?????????????????????2024???????9??

??????????????,??????????,???????????????,?????????,???????????????????

????,????????????????,????“??????????????”???????????????,?????????????“?????2%?????????????????”?????????????????????????,??“?????????????????”?????????????????????????

??,??????????,??????????????2%?????“???”?????,???????????

???????????,???????,??,??????????????2%???????????????????,?“??,??”?

????,??????????????“?????????,????”

????,??????,???????????????????,???

?????,???????

????,??????,?????????,????,????????,???,??????????????????,??????????????6??????12?25????????,????????2026????????,?????????3.5%?3.75%?

??????????????,?,2025?????CPI????????????????????3%;???????,????????????????????????????????????????2025??????????????????????1????????????????2??????,??????1????????????????????,??????????????3??????????

“???????????,??????‘?????????’,????”????,???????,??????????????????“?????????????”,??????????,??????????

???,???,????,??????????,?????3?????????????????????????????,3???,?????????(?????) ?????????????:???