??
??1????????????15???????????? ????????????????????15??,?25??????5.75%,??????????
???????5%,????????6.5%????,???????????????
2024?????????9??????,????????6.25%????????6%,??5.25%,?????6.75%???,?6%??
?????????6%???????????5.75%,??????????????????1????????14????????15????????????????????,????????2025??????2026?????????,???????2.5%??????????????,???
?,?????,????(????) ?????????????:?????????
?????????
????????25???????????????????