??30??????6.89% ????????

????2??6???????? (????????????????????? ???)??(Freddie Mac)??????????????????6?????,??30???????6.89%,??

?????,???????????????????30????????????6.89%,??6.95%,??6.64%?

???10???????????????????10?4.79%,???????,6?????4.43%?

?9???????,???30??????????????9???6.08%,???

??????????,?????????“??”,?,?????,???????????????“??????”????????????,30??????2025????????????6%???????????????

??????,2024??406???,??????????????2023????????????0.7%,??1995??

????????????1???????????29??,???,???????4.25%??????????4.50%????????????,???“?”????????(??) ???:???????