????1????4.9% ??????????19??

???2????????????21?????? (??? ??)??????(National Association of Realtors)???????21??,???????1??408???,????4.9%,????2%,??????????

???????,1????????39.69???,????4.8%,????19?????????????????????????,1????118??,??????????????3.5%,????16.8%?????????,????3.5?????,???????????5?6??

???????,?????2022?????????,?????????????,???2024??????406????????????,????????????1995??????????????????????

??????,????,??,????????,?????“????????”????

????(Freddie Mac)20?????????????,??????30????6.85%????30??6.87%,??6.9%?

?,30?????????2025?????????6%????????(??) ???:?????