???2?????6?????? (??? ????????????)??(Freddie Mac)???????6?????,?30??????????????6.89%,????

??????????,???30??6.89%,?6.95%,?????????6.64%?

???????10???????10??4.79%,??????,6??4.43%?

???????9???????????????????,??????????????????30??9????????????6.08%,??

????????????????,??????????????“???????”,??,??????????,??“????????????”???????????????,30???????????2025?????6%?????????????

?????,2024?406??,??????2023????0.7%,????????1995????

??????1???????29???????????,?,?4.25%???4.50%??????????,?????????????????????“???????????????”????(??) ???:???

??

??:???????????,??????????,??????????????