????:1???????????:???????

2?????

3???100???

4???400??

5?????

?????!????,?????

?? ????:????????????????

???6?????26?????????????,???????????????????????????,?,?????,????“?”???

?????,“517”????,??????????????????

?????????????,??????,????30%??20%,?????????35%??????????????30%?

????????????,?LPR+10BP????LPR-45BP???????????????6?????20????????5??????????LPR??(3.95%),??3.5%?

??????,????????LPR-5BP,?LPR-25BP,?????????????3.9%?3.7%?

????,??,????????,??????????????,?????45~55??,??????????????65~80??????????????,??????????????????????????????10???????,???????????10~15???????,???????????

??????5????27?????????????,??,“??”?????????????????????,??30%???????20%,???50%???????????35%,????????????????40%??????????????30%;???????????????????????LPR-10BP(3.85%)??LPR-45BP(3.5%),????LPR+30BP????LPR-5BP(3.9%),??LPR+20BP??????????LPR-25BP(3.7%)?

??????????,????????????,????????,??????????4????????30????,???????

????????????,?????????????,???????????????????????????,?????????????,??????,???????????“517???”?,???

?????,??????????????,????“??”“????2000???????????????????”????????????????,?????????????,?????????????,???300?,??500??????,???????????????

?????,??4????????????????,???????“?????????”?????????,????????,?????????4??????23???,?????????,??,?????????????????,????????????????

?,???????????????12????????????,?????????????,????????????????????????????????????????????????????

???????,????“517?”,?????????????,????????????,??,?????

?????,??????????????300???30??????,???????4.05%??????????3.5%,????????????????????????????33.76???????????;???????938??????????????????????????????????????500????25??????????,?????????????????????4.55%??????3.9%,?54.5????????,???1800?????

???,????,“517????”??????????,??????????????????????????,???????????????????,???,???,?????,????????,??????

??????????????????????“????”???????????,???????????,?,??????????????“?,??????????,?????????????,????????????????????????,??????????????”?????,??,?????????????,?? ?????????:?????