????:1?????????????:???????

2??????v

3?2023???????????

4?????

5?????????

????????????????2??????19?? (???????? ?)?19???????????,?????????????5.75%????????????,????????5%,??6.5%?

????????1??15????????????,??25??5.75%,??????????????????5.75%??,?????,???

?????????,?????????2025?????2026?,??????????2.5%±1%???????????????,?????????????,??????????,????????

????????????,????????????????,??,???????????????,?,?????????????????,?????????????????(??????????????????) ????:????????