??30??????6.89% ????????

?2?????6? (???????? ????????????)??????????????(Freddie Mac)??????6????????????,???????????????????30???6.89%,????????????????

??????,??30???????????6.89%,?6.95%,????????????6.64%?

????10?????????????????????????10??????????????4.79%,??,6???4.43%?

???9??,????????????30???9?6.08%,???????

???????,??“?????”,???????,?????????,???“??”???,30??2025??6%??

??,2024???????406??,???????2023?????0.7%,???????1995?????

?????????????????????1??29??,??????????????,?4.25%???4.50%????????????????????????????,??“?????”????(???????) ???????????:???????????