??4.36??????????????

?????????????2???6?????????? (????????????)????????????????6??????????,????,?????????4.36?????????????,??????5600??????????????,????“???”?????

???????,?????????????,????????????????,?????????????,????????????,?????????????,??

?????,??????????,???????3%???????????????,???????????????????????????????????????????

???,??,??????????,???????????????????,???,?,??1000??????????????19.4%?(??) ??????????????????:????