????:1???????qq?:??????

2???????????

3??????????????

4???????

5?????

????????1??15?????? ????????15??,?25??????????????????5.75%,???

????????5%,??6.5%???,???

2024????????9???,????????????6.25%???????????????6%,????????5.25%,????????????6.75%????????,????????????????????6%???????????????

?????????6%???????????5.75%,??1??????????????14?????15??????????????????,????????2025????????2026?????????,??2.5%???????,???

??????,?????????,??????(?????????) ??:???????