????:1???????:?????

2?????

3???????????

4?40???????????

5?????

??12????20? (????????????????? ???)20??????,????????????(LPR):1??????LPR?3.1%,5??LPR?3.6%,????????LPR??????“????”?

??????12?????????LPR??????,????,???????????????LPR?????????????????????????????????,12?????????????,????????????????????7????????????????,10?????????LPR???????????????25??,????????,????????????12?????,???LPR????

?,“????”“??”?

???????????????2025??,?,???????,????????,????LPR???????????????????????;????????????????????,???,????????????????,??????

??????????????????????????????????????????,??????,???????????,?????????????????????,?????,???????,????,???LPR??????????????(?????????????????) ???:??????????????????????????