??4.36??????????????

??????????????2???6?????? (??)??6??,??,?????4.36????,??????5600?????,?????????????“????????”???????????

??,?????????????,???????,??????????,?????????????,????????????????????????,??

????????????,??,??????????????3%????,???????????????????????????????????????

??????????????,????????????,???,??????????????????????????????????????,?,????,?????????????????1000?????????????19.4%?(??????????????) ??????????:?????