????:1?????????:???????????

2???????????

3?????????

4???????100???????

5?????

????????????2????????19???????? (?????????? ??)????????????19???????,??5.75%?,?????????5%,?6.5%?

???????1?????????????15???,???????????25????????????????5.75%,??????????????5.75%???,???,???

??????????????????,??2025??????????????????2026?????????????????,??????????2.5%±1%?????,????????????,????,???????

??????,???????,?,????????????????,????????,?????,?????????(????????) ??????????????:????????????