????:1????????:?????????

2?????

3??????????

4???spa???

5????????

????12?????????????????????????28???? ??«????»???,???27?,????,2024?????????????

???????????(HUD)??,???2024???1?,??????77????????????,??2023??18%??,?????????15?????????????,??????????2023????33%?

????????????,????????,??????,????2023????????????8%?????????????????2009????,??55%?

??????????????????,?,???????????????????32%???????,??????????12%?

?????????(HUD)????,“????,???????????????????????????”

??«??????????»?????????????????,2024??,????????????????,????????(NLIHC)??:“?,????????????????,???????????,????????????????????????” ??????:??????????????????