??2?????????????6?????? (?????????????)????????????????6????,?,????????4.36??,??5600?,????????????????“????????????”??????

???,?????????????,???,?????????????,?????????????????????????,???????????????????,??????????

?????,??????????,?????????????????????3%???,??????????????????????????????????

??,???,???,????????????????????????,????????????,??????????,????1000??????19.4%?(?????????) ????:??????????????????

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??:???????????,??????????,??????????????