????:1?????????:??????????

2?2023?????v

3?????

4???????????

5???????929598

??????2?????????21???? (??? ??)???????(National Association of Realtors)????????21??,?????????????1??408?,????4.9%,??2%,????

??????????????,1?????39.69??????,????4.8%,??????19???????????????,1????118????,????3.5%,??16.8%???,?????????????????????3.5?????,????????????5?????6???

????,?2022???,????,???2024????????406???????,????????1995?????

???????????????????,???,??????,??,?????????“?????????????”????????

???????????(Freddie Mac)20??,????????30??6.85%?????????????30?????????6.87%,????6.9%?

????????????,30???2025?????????6%????????(????) ???:?????