??????12?,??????????????

?,??????????????????????,?????????????

????????,??,???????????12??,????????????????41.5%,????500???????,????2.97????,????????????????242???

?,???+????????????????,????“??”????????????,?????,“???????”App??????????“?????????????????????????????????????”??????,?????????????2024???12???????????,???????????3000???????????????????????????,???1000???

?,?????????????????????????????????,??“???????????????????????”???????????7?????????????,????????????????,???????????,???,“?????????????????”App??1.5???????????????????????????????,????,?????“??????????????”“??????????”“????”“??????”?

?????:??“???”

???“??”,???

????????????,????????????,????????,????????????????????????????,??,?????????????????????????????,??????????

??,???????,?????????????,??11????????,???????????????????,??,?“???????????????????+???+??”?????????????,??????2024???,“??????????????????????”App??1800????,????31%?

????,??????“????”????????,???“??”App?????????????????????????????????????????B???

??:???

????????????????,??,????“?”App??????,?????“?????”“???????”“??????????”????????“??????”??,???????????“??????”?????“??‘????????????????’??,?????,????,?,????”???

????????,???,?????????????+?????????????????“?????????”+?????????+?????

?????????????,????,????????????????“????????????????????????????”????,??,?????????????

??????????,???,????????“??????????????????????????????”???????????

??????,???????????????????????????????????????,?????????????????????“???????????”“?”;???,???????????,???“??”App?????,???????,????,??????25????????????????

?????:??“???????????????????????”???

????????????????,??????

?12?????????2??,?????,??????“????”,???

??,?????????????“??”?????,????????????,???????????????

??,?????????????????“1+3+N”?????,???????“??+??????????????????”??????

????????????????,????,???????????????“???+??+??????????”???????????,???+??????????,????+????????,????????????

????:??????

?????,??“?”App,??????????????????????????,????????“????”???,?????????????????????,???“?????????-????????????-?????????”???????,???????APP?ATM?POS????7*24???????????????????,?????????????????????,???????????,????,?????????????????,??,???????????????????????????????????????????????????????????????????,???

????????,????????????,????????????,????,?????????????????????? ?????:????