????1??????????4.9% ????19??

????2????21????????? (???? ?????????????)????????(National Association of Realtors)???????21???,?1??????????????408???,????????????4.9%,?????????????????????2%,?????????????

???,1????????39.69??,???????????4.8%,????19?????????????????????????,1??????118???????,???????3.5%,????????16.8%?????,??3.5????????????????????,?????5??6???????

??,??2022????,????,?????2024??406???,????1995??????????

?????????,??,??????,??,?????????“?”?????

?????????(Freddie Mac)20?????,??30????6.85%???30????6.87%,???6.9%?

???????,30????????2025??6%??(????????????) ???:????