????:1???????:???????????

2???????????

3????????

4?????????

5??????????

??????2?????????????5?? (????????? ??????????????????????)???????5????????,2025?????,??2024????????????????

?????????????????2025???????????? ? ?????

?,?????????????,?????????????????????,?????????????,???

??????????,2025????????4%,????????,??,????????;??????(????????)????;?????????????????????????????????????????????????????????????

????????????,??2024?,????????????????????????????(1???27????????)??10000?(????2127???)????????????????,????????1??????????????????????????16???

??,2025??????2.3%,??(???????)

????????????:??????