????:1???????:????

2???????

3?????????????

4???????

5???????????

????????????2?????????5???????? (??????????????? ???? ?????)???????????????????????????????5??????,???,????,?????“????????”???????????????????????

????????????????????????????????,??????????2024???????????????????????????9???(???,???)???????????,????1.5????????????????????,???8%?

??????,???????????7????,????????????????????????,?????“?????????????”???,?????????5000??????????100??,??????????????????????????

????????????“????”????????????,????????,????????????????????????????????????,???????????????????????,?????“??”“??”??????,???

???????????????????,???????????????????,??“????????”??????????,?????????????????????????????(?????????????-????????????)?????????

???????,????,???“?+?????+??”??????????????????,???????????????,????

?,?????12????,?????????????????3500?,???????????????????????,?????????,2024????165???????,??????2025????????????172??,?????5%??10%????(??) ?????:???