????:1???????????:????????

2???????

3??????

4??????????

5????????????

??????12????19?? (?????? ?)????????????19?????????,??25???????5.75%?????????????????8????????????,????????????

????,?????????????2025??3.4%,??????3.3%,???????????????2026???????????3.7%??,????????????????

???12????????????????20?????????,????6.0%??5.75%,??5.25%??6.25%?

???????????,????????8???????????8?????????,???????????,??6.50%??????6.25%;10???25??

????????????????????,????????????,?????????????????????????“????????????”??,“100?,??”?????????,???,??????,??,??????,????????????????(?) ????????:????????